Business Deposits

Small business solutions come in all sizes

Manage your business deposits and keep them safe. Choose from a variety of business checking accounts along with traditional business savings accounts, money market accounts and CDs.

Business Checking

Select from several options to manage your business finances, from simple accounts to comprehensive packages.

Business Savings

Learn more about accounts that keep your business finances safe, including traditional savings, money market accounts and CDs.

Business Digital Banking

Manage your accounts from anywhere

Send and transfer money using ACH and wires

Receive account and security alerts

Business Digital Banking

Manage your accounts from anywhere

Business Digital Banking

Send and transfer money using ACH and wires

Business Digital Banking

Receive account and security alerts

Business Loans

Grow your business and community

As a preferred lender, we partner with the US Small Business Administration (SBA) to provide greater financing options for your business.
Remote Image Deposit

Deposit money from anywhere

Deposit checks remotely for faster processing and extended deposits.
Bank on Customer Service

Open an Account Today


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People often ask us

To apply for a business checking account, talk with a Financial Services Representative at your local branch or call 888-FC-DIRECT (888-323-4732).

The minimum opening deposit for our business checking accounts is $100.

In order to open a business checking account, we require the business’ Federal Employee Identification Number (EIN) for most business types. If your business is a Sole Proprietorship or you're the sole LLC member, a Social Security number is accepted. For complete requirements please refer to our Business Account Requirements.

The documentation you need to open an account will vary based on your business type and business needs. The Business Account Requirements should provide a good place to start thinking about the documents that we'll ask for during the account opening process.

The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market savings and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts (IRAs) up to $250,000 per owner.

Account openings are subject to bank approval.

For complete list of account details and fees, see our Disclosure of Products and Fees—Business Accounts and Services.

Links to third-party websites may have a privacy policy different from First Citizens Bank and may provide less security than this website. First Citizens Bank and its affiliates are not responsible for the products, services and content on any third-party website.

Bank deposit products are offered by First Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.